What home care funding and choice am I entitled to now?

The Government recognises that most of us want to stay in our family home as long as possible, rather than entering an aged care home (nursing home). It is taking two actions to support this:




  • Steadily increasing Home Care funding from $1.4 billion a year to $4 billion a year
  • Changing the way Home Care services are funded – instead of giving the money direct to the providers and you asking them for services, the money is allocated to you and the providers have to competitively ‘market’ their services to you. This is called Consumer Directed Care (CDC)


83,100 people accessed Home Care in 2014 plus another 775,900 accessed community care funded by Government.

Stuart Hutcheon, Managing Partner


The impact of staying at home longer is that the average time people stay in an aged care home (nursing home) has dropped in recent years from 3 years to 18 months, with expectations that it will drop to just 6 months.


Top Tip - Be aware that staying home later creates new challenges. Rosters of people may be required to provide support and companionship; the family home may need to be made safer (e.g a new shower and changed bedrooms).


Other good news - aged care homes (nursing homes) are also upgrading to attract your business, but at a cost.

Two and four bed shared rooms are being converted to single rooms with an ensuite bathroom; pay tv and visiting rooms are being introduced. 

However the aged care homes (nursing homes) can now charge you an ‘accommodation’ fee to cover these improved services.


The Government rules for home care and aged care will progressively change out to 2022.  Structuring your wealth for these changes is important..

Kate Golder, Director,
Affinity Aged Care Financial Services


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