What is Aged Care?
Aged care is the living and nursing care services for older Australians who can no longer live independently or need help to stay in their homes. These services include both residential aged care in nursing home and home care services.
Nursing homes (aged care homes) provide three kinds of care:
Home care includes two types of government-funded services for people living at home: the Commonwealth Home Support Program, which offers some help with daily tasks; and the Support at Home program, which can provide a greater range of services.
The Aged Care System
The aged care system in Australia is the responsibility of the Commonwealth Government under the Department of Health. The Government provides the funding to support aged care services, regulates the costs and accreditation for nursing homes and oversee legislation for aged care.
Aged care homes can charge you four types of fees and costs as described in 4.2 The Main Costs Explained.
In summary, these are:
- A Basic Daily Fee
- Hotelling supplement
- Non-clinical care contributions
- An accommodation cost
Plus:
- An optional Higher Everyday Living Fee
These fees are determined according to your ability to pay. If you have few assets, you will likely only pay for your bed using the Age Pension.
Others will have to pay for the daily fee, which is adjusted based on your wealth; and the Refundable Accommodation Deposit (RAD) which can be paid as a refundable lump sum payment or a non-refundable Daily Accommodation Payment (DAP).
To be approved for a nursing home (aged care home) or home care, you need to register with my aged care, the Federal Government’s aged care service.
You will also need to complete a Government Income and Assets Test and be assessed by My Aged Care. It can be up to 12 weeks before you can access an aged care bed.
With our aged care system almost at capacity, you’re also unlikely to receive the aged care services or nursing home place that you want immediately.
With more people opting to stay longer in their homes, the Federal Government is also encouraging older people to access home care as it costs less and reduces the strain on our aged care system.
 
                 
                 
                 
                 
                 
                 
                 
                 
                     
                     
                     
                     
                    