Step 1.2.6

What are the finances for CHSP?


For all CHSP services, including respite care, it is the direct client’s income (rather than the carer’s income) that is used to determine fees.  Means testing is done by reference to your pension status, in order to minimize red tape.  Depending on your income, you will be expected to pay:

  • The standard fee OR
  • The part pensioner discount fee OR
  • The full pensioner discount fee

It’s important to bear in mind for your financial planning that any fees paid towards CHSP services do not count towards the annual and lifetime caps on fees payable for Home Care packages and for Residential Care.

Basic fees and costs

Service providers (with your permission) can confirm your income and pension status through an online service.  This online service (the CCeS) operates with strict privacy and security standards.

Finally, people who do not hold a pension card or a Commonwealth Seniors Health Card can still be eligible for a discounted fee – as long as their income is equivalent to that of a pensioner or a Commonwealth Seniors Health Card holder.   

You may choose to not inform a service providers of your income or your pension status. You may also choose not to give permission for a provider to check your details online.  If so you may end up paying the full standard fee, rather than getting a discount (as happens with other Commonwealth-funded aged care programs).

Popular Articles

View All Articles
Article Img
Your sense of balance later in life can be crucial – how to improve yours

A fall at a later stage in life can be scary, and can even cause some serious damage. A sense of balance is not something we’re all equipped with, so as you age, falls can be a real sense of anxiety. However, there are lots of things you can do to prevent falling by improving your balance.

Article Img
Retirement village family open their first land lease community

Well-known retirement village family open their first land lease community in Victoria The Gannon family, led by Tom and Michael Gannon, have unveiled 226 homes at the Lucas Lifestyle Estate in Ballarat.

Article Img
73% of Australians willing to sacrifice inheritance for aged care

Nearly three-quarters of all Australians are willing to sacrifice their own inheritance so their parents and grandparents can enjoy the retirement they deserve, according to a new report by B2B aged care service CompliSpace.

Article Img
Volunteers are the backbone of the aged care sector, and more are needed

Tens of thousands of people, of all ages, such as 90-year-old Lily Burns and 20-year-old Charlise Hannagan, volunteer in aged care homes. The Change Makers is the theme for this year’s National Volunteer Week, 15 to 21st May, which celebrates the vital work of volunteers.

A special thanks to our contributors

Jill Donaldson


Jill has been practicing as a clinical physiotherapist for 30 years. For the last 13 years she has worked solely in the Aged Care sector in more than 50 metropolitan and regional facilities. Jill has also toured care facilities in the US and Africa and is a passionate advocate for both the residents in aged care and the staff who care for them. She researches and writes for DCM Media.

Chris Baynes

DCM Media, agedcare101

Chris has been a journalist and publisher in the retirement village and aged care sectors for 11 years. He has visited over 250 retirement villages and 50 aged care facilities both within Australia and internationally. Chris is a regular speaker at industry conferences plus is a frequent radio commentator.

Annie Donaldson

Nurse and Carer

Annie has a long career in both nursing and the media. She has planned and co-ordinated the medical support from both international TV productions and major stadium events. In recent years she has been a primary family carer plus involved in structured carer support.