Understanding the finances, government subsidy and your own cost contributions can be very complex and is something that varies from person to person. It is really important to have your head around it. We cover it in the below chapters.
In this section you will learn:
- The different Support at Home fees you will may be required to pay
- What the Basic Daily Fee is
- What a Home Care Income Tested Care Fee is
- When and why your income needs to be tested
- How the fee collections happen
- When you make the first payments
- Explanations of what annual and lifetime caps are
STEP 4.1
What is the fee structure for Support at Home?
The government pays subsidies and supplements for your care package and you may also be asked to make a contribution if...
STEP 4.2
What fees will I pay?
To receive a government subsidy, you have to make a co-payment.
STEP 4.3
What is the Home Care Income Tested care fee?
People with higher incomes may be asked to make a contribution to their Home Care Package via an income-tested fee.
STEP 4.4
How incomes are tested?
The Department of Human Services works out the income tested care fee based on your financial information.
STEP 4.5
How does the fee collection work for Support at Home?
Your home care provider determines how they collect fees.
STEP 4.6
When do you start payments?
A provider can only ask you to pay fees after you have agreed on the terms of the agreement.
STEP 4.7
What if you’re a self-funded retiree
If you are a self-funded retiree or you don’t get a (means-tested) income support payment then you will need to have an...
STEP 4.8
Is there a cap on how much you pay?
There are annual and lifetime caps that apply to the income tested care fee for Home Care Packages.